Why is a review important?
The road in life rarely follows a straight path.  Through the years, life can take all kinds
of twists and turns, and as a result, it is important to regularly review life insurance to
ensure the coverage and benefits still match current and future needs and goals.

 

We have simplified the process and in a few easy steps can help financial advisors and

agents review clients’ life insurance policies and make recommendations based on what

is best for the client.

How does it work?

 

STEP 1: 

Our team will work with the agent/financial advisor to complete the authorization form requesting the desired in-force illustrations.  Policyowner signatures are required in order for the carrier to release this information.  A dedicated team member will routinely follow up with the insurance carrier in order to ensure the request is fulfilled in a timely fashion.

 

STEP 2: 

After receiving the current in-force ledgers, the policy will be carefully analyzed by an experienced team member.  An easy-to-understand summary along with noteworthy observations and recommendations will be prepared.  If warranted based on the findings of the analysis, potential alternative policy options that would make a good match for the client’s needs and goals will be included for potential consideration.

 

STEP 3:

Upon completion of the policy review, our team will return the final comprehensive analysis to the agent/financial advisor for review and discussion with the client.

POLICY AUDIT