A WHOLE NEW APPROACH TO LIFE INSURANCE Introducing John Hancock Term with Vitality and SmartProtect Term with Vitality. We're excited to enhance our suite of Term with Vitality products to meet all our clients' needs. John Hancock Term with Vitality gives your clients extremely affordable coverage, ranking #1 in many scenarios! NEW SmartProtect™ Term with Vitality offers competitive premiums and a streamlined underwriting decision as little as two days — simplifying the proce

Legal & General America is one of the very few carriers to offer a 25-year term plan - and ours nearly always tops the list for lowest premiums. This limited-time exchange program gives existing customers a valuable option to swap policies and restart term coverage for another 25 years. If the policy exchange meets the eligibility requirements, issue is guaranteed. Why revisit the original purchase decision? You know the answer: Customers sometimes need reminding that coverag

Several companies are now offering simplified underwritten or simplified applications for their term portfolios. We have created a quick, one-page snapshot summary of the companies in this marketplace for your convenience. Give us a call to learn more and how these programs can help on your next case.